Big E-Z Software Bundle #1 for Microsoft Excel

• Easy-to-use bookkeeping software for small businesses
• Customizable Excel spreadsheet templates with built-in formulas
• Printable forms and instruction manual (PDF) with helpful tips
• Includes Big E-Z Monthly Bookkeeping, Receivables and Payables, and Payroll
• All Big E-Z Bookkeeping Software Programs work independently

Buy from Amazon –> Big E-Z Software Bundle #1 for Microsoft Excel

The Print Shop: Business Invoices 2009

• Auto-billing
• Daily task reminders
• Automatic tax application
• Automatic or manual sales discounts
• Instant email

Product Description
Everything you need to create and manage professional-looking business invoices. Get paid on time with automated processes like auto-billing, daily task reminders and instant email. Flexible invoice layout tools allow you to customize your invoices to match your business needs. Import your own logos and graphics. Perfect for job-costing, estimates and sales receipts, and provides access to a variety of reports to help you manage your business. Manage receivables and track payment history in minutes with client reports and stats. No need to enter information all at once; enter information as you go! Calculates sales tax and discounts automatically.

Buy from Amazon –> The Print Shop: Business Invoices 2009

Bookkeeper 2005

• Create professional invoices & estimates to impress your clients and collect money faster
• Set minimum inventory reorder levels and receive a notification when items reach that level
• Write checks individually or in batches – Bookkeeper will automatically fill out the checks for you
• Generate Purchase Orders more simply – with a click you can buy goods and supplies, insert messages or add shipping instructions
• Track quantity on hand, supplier of item and more – Mark items that can be invoiced, taxed and marked as active

Product Description
Bookkeeper 2005 enables you to manage all of your daily financial tasks from one screen. Write invoices the fast & easy way, track receivables until they’re paid, and handle all your accounting needs — at a fraction of the cost. Calculates sales tax and totals automatically Insert product or service information, or add text messages to your invoices Add shipping information, including tracking number and freight costs

Buy from Amazon –> Bookkeeper 2005

Can a Bankruptcy Affect my Ability to get a SBA Loan?

In short, yes. A personal bankruptcy during the last seven to ten years will have an impact on your ability to obtain the 7a SBA loan or any other related business loan. This is because your personal credit is a significant factor when both the SBA and the lending bank/finance company are determining to make a guarantee and a credit decision. If you have had a bankruptcy that is still present on your credit report then this form of finance may not be appropriate for your startup business or small business. If this is the case, we encourage you to take a look at our article regarding alternatives to traditional banking financing or SBA loan financing. However, all is not lost. As we have discussed previously, there are still plenty of financing options available to you if you do not have the required credit to secure a 7a SBA loan. These alternatives include private investors, but there are still companies that are making loans to people that have had past credit issues.

 

When looking for a lender that specializes in bad credit loans, it is imperative that you receive all fees, charges, and interest rates that will come with a potential loan. Bad credit often translates into substantially higher interest rates, closing fees, and other costs related to securing the business loan or line of credit.

 

If you are already an existing business that needs capital to expand then you may want to look into hypothecating your current receivables. If your customers pay you via check then you can secure a line of credit or loan based on their credit and their timeliness in paying you. If you accept credit or debit cards via a merchant account then it may be possible for you to take out an advance based on your average monthly receivables from swiping credit cards. However, both of these financing methods are expensive and you can expect to have an applied annual interest rate that ranges from 15% to 30% (or more if you include fees) if you decide to go down this financing road.

 

Finally, if these are you only alternatives to traditional lending then you absolutely must speak with your accountant to determine whether or not this type of credit facility is appropriate for your business. In most cases – it is not. If your business is growing extremely quickly despite issues with your personal financial situation then you may want to solicit the assistance of a private investor to provide you with the capital you need to grow.

Ame Small Business Accounting

• Bank reconciliation and aging reports for Receivables and Payables
• Use for up to 6 separate companies
• Use in mutliuser mode
• Share data over local network
• Easy to use and learn

Buy from Amazon –> Ame Small Business Accounting

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